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Boost Your Cash Flow Before Christmas: How to Stay Ahead This Summer

As the year winds down, many small businesses across Australia start feeling the pressure — staff holidays, stock purchases, shorter trading weeks, and slower customer payments can all put extra strain on your finances.

Updated 29 Oct 2025 | Published 27 Oct 2025

1 min read

Now that tax season is behind us, this is the perfect time to take a fresh look at your cash flow and make sure your business is ready to finish the year strong and start 2026 with confidence.

Why Cash Flow Planning Matters

Good cash flow means having enough money available to cover your day-to-day expenses — like wages, rent, supplier bills, and super — while still being able to plan for growth.

During the busy holiday period, cash flow can tighten unexpectedly. Planning ahead helps you:

Keep your business running smoothly during the holidays
Pay your team and suppliers on time
Avoid dipping into savings or taking on unnecessary debt
Reduce stress so you can actually enjoy the festive season

Smart Strategies to Strengthen Cash Flow

At TaxAssist Accountants, we help business owners from all industries — from cafés and retail stores to tradies and consultants — stay on top of their finances. Here are a few simple steps that can make a big difference:
Create a short-term cash flow plan to see what’s coming in and what’s going out over the next few months.
Send invoices quickly and follow up with gentle reminders for overdue payments.
Delay or reduce non-essential spending until after the holidays if possible.
Put money aside early for BAS, super, and holiday pay so January doesn’t catch you off guard.
Use accounting tools like Xero to see your cash position in real time.
Download the cashflow app from the ATO by clicking on the link here.

Plan Now — Relax Later

A little preparation now can save a lot of stress later. Whether you want to understand your cash position, prepare for quieter months, or make sure you have enough funds for staff holidays, our local TaxAssist accountants are here to help.

Book a free Cash Flow Review with your nearest TaxAssist Accountants office today and head into the new year with confidence.

Call us today on 1300 513 332 or acess our website.

Updated 29 Oct 2025 | Published 27 Oct 2025

Choose the right accounting firm for you

Running your own business can be challenging so why not let TaxAssist Accountants manage your tax, accounting, bookkeeping and payroll needs? If you are not receiving the service you deserve from your accountant, then perhaps it’s time to make the switch?